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The Great Recession changed life for the average American in many ways. Health Insurance was just one of the many benefits that eluded the recently unemployed. Many of those who survived lay-offs during the recession's peak saw their hours reduced or were put on contracts. Without full-time employment, many Americans found themselves unable to pay for healthcare. When finances are tight, insurance is one of the first things to go. Whether it is home owners, life, auto or health insurance, many Americans have to sacrifice coverage in order to feed and clothe family members.

In response to the country's healthcare crisis, with the help of Congress, President Barack Obama was able to sign the Patient Protection and Affordable Care Act into law in March of last year. The Care Act is a series of laws implemented over a period of four years. The first of the laws were initiated in January of this year. The Act brings relief to many families struggling to pay for healthcare coverage without the help of employers. The Care Act will put restrictions on administrative costs, directing more of your premium dollars towards actual medical care. Individual states will now have the authority to review and question any unreasonable increases in health insurance premiums. Guaranteed issues and ratings are implemented on a national level so that the same health insurance premiums will be offered to all applicants of a mutual sex, age, and similar location regardless of any pre-existing condition.

A competitive market keeps prices down, and that is why as a part of the Care Act, the state will be expected to increase competition by providing a market place where both small businesses and individuals can compare health insurance rates and policy premiums. Among many other provisions, the age until which a parent can use their insurance to cover their child has been increased from 23 to 26.

Compare Insurance Quotes, Get Better Rates: Find Insurance Agents

Don't wait until you are sick to get health insurance, by that time it may already be too late to avoid all the bills that come with doctor visits. Adequate and affordable health insurance can provide a peace-of-mind when protecting you and your family from the rising cost of medical bills. With medical costs increasing, the rising cost of healthcare can undeniable be a stressful issue for everyone, which is why Zip-HeatlhInsurance.com has developed a free service that provides you with competing rates from the nation’s best leading healthcare providers.

By using Zip-HeatlhInsurance.com you can save up to 30% on your individual health insurance policy. We work with some of the top health insurance providers in the nation, providing some of their best rates.

We work hard to eliminate the pushy sales pitch from insurance companies, we provide hassle free process to review at all the available policies in your area! With health providers fighting for your business, Zip-HealthInsurance.com strives to you find a policy and premium that works within your needs, with a completely free application that you can fill out from the comfort of your own home that has absolutely NO OBLIGATION to buy anything!